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Cycling is one of the healthiest, most efficient and most enjoyable ways to travel - and with Cyclescheme, it is also one of the most affordable. At On Your Bike, we proudly support the Cycle to Work initiative, helping commuters save money while enjoying the freedom of cycling. Whether you're looking for a traditional bike, an e-bike or a complete commuter kit, Cyclescheme makes upgrading your ride easier than ever.
With stores in London, Birmingham and East Grinstead, our friendly teams are ready to guide you through the entire process - from choosing the right bike to redeeming your Cyclescheme Certificate.
Cyclescheme is a government-backed employee benefit that allows you to buy a new bike and essential cycling equipment through a salary-sacrifice scheme. This means you repay the cost of the bike over a set period with deductions taken from your gross salary, reducing your Income Tax and National Insurance along the way.
Most employees save between 25% and 47%, depending on their tax band. Many employers no longer set a spending limit, giving you the freedom to choose the perfect bike or e-bike for your commute.
Cyclescheme covers a wide range of bikes and cycling essentials. At On Your Bike, eligible items include:
Some non-cycling items may be excluded, so our staff are always happy to help you choose eligible goods.
Visit the Cyclescheme website, choose “I’m an employee”, and search for your employer.
Browse online or visit us in store. We provide written quotes for your Cyclescheme application.
Submit your quote using your employer's Cyclescheme portal. Approval usually takes 3–14 days.
Once approved, you will receive your Certificate or Letter of Collection.
Bring your Certificate and ID to your chosen store in London, Birmingham or East Grinstead.
We prepare and safety-check your bike so you can enjoy a smooth start to your new cycling routine.
Savings depend on your tax band and employer policy. Cyclescheme’s calculator gives an accurate, personalised estimate of your potential savings.
Typical savings range from 25% to 47%, making quality bikes and accessories more accessible than ever.
For over 40 years, On Your Bike has been helping cyclists across the UK with honest advice, quality bikes and accessories, and reliable workshop support. When you use Cyclescheme with us, you can count on:
We’re here to guide you through the whole process and make everything as simple and stress-free as possible.
No. It is a salary-sacrifice benefit. Repayments are taken from your gross salary, so you save on tax.
No. Salary-sacrifice rules prevent top-ups with personal funds. If you want additional items, we can help you explore separate payment options.
Returns policies vary for Cyclescheme purchases. Please contact your nearest On Your Bike store for details on exchanges and returns.
Most applications take between 3 and 14 days, depending on your employer.
Many employers offer no limit. Check your details by searching for your employer on the Cyclescheme website.
We’re here to help every step of the way.
If you’d like advice on choosing a bike, checking eligibility, or completing your application, contact us or visit your nearest On Your Bike store.
For certificate or application queries, contact Cyclescheme directly:
Email: info@cyclescheme.co.uk
